Non-bank SME lender
Velociti Capital
Velociti Capital is a non-bank lender offering term loans to Australian small and medium businesses. Check whether Velociti Capital fits your client's scenario before you call.
Products
Term loan
Lender overview
Velociti Capital business loans for SMEs
About Velociti Capital
Velociti Capital is a Melbourne-based lender to small and medium businesses. It was founded in 2024 to give SMEs a simpler alternative to traditional lending.
How Velociti Capital lends
Velociti assesses how a business is trading now rather than relying on the credit file alone, and says it has no minimum credit score and no hard lines on industry. There's no credit check to apply, and a lending specialist reviews the whole business. It offers secured and unsecured options, with no property security on standard facilities.
Velociti Capital products
Business loans: secured and unsecured funding structured around the business's cash flow.
Working with Velociti Capital as a broker
Velociti works with accredited brokers. Brokers apply for accreditation online, and the underwriter who assesses their files is also their BDM, so deals can be workshopped, structured and decided in the same conversation. Velociti says every deal is assessed case by case.
What your client will usually need
Active ABN or ACN
Business bank statements
Tax returns or financials for larger facilities
Is Velociti Capital the right fit for your client?
Loan amounts, terms, minimum trading history and turnover change over time, and every lender sets its own policy on credit, industry and security. Enter your client's scenario in Visro to see whether Velociti Capital fits today and how it compares with the rest of the panel. Lenders can't pay to rank, so results reflect policy alone.
Velociti Capital FAQs
When was Velociti Capital founded?
Velociti Capital was founded in 2024.
Does Velociti work with brokers?
Yes. Accredited brokers deal directly with an underwriter who is also their BDM.
Does Velociti run a credit check to apply?
No. Velociti says there's no credit check to apply.
Does Velociti offer unsecured loans?
Yes. It offers both, with no property security on standard facilities.
Similar lenders on Visro
Sources
Information on this page is general, is based on Velociti Capital's public materials and industry news, and was last reviewed in November 2026. It may change. Always confirm current products and terms with Velociti Capital.
The answers, already written down
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Lender names, logos and trade marks belong to their respective owners and are used only to identify the lender. Inclusion on Visro does not mean a lender endorses Visro or has a commercial relationship with us. Product information is general, may change, and is not an offer or recommendation of credit. Always confirm details with the lender. Visro does not provide credit assistance or financial advice.