Insights for SME brokers.

Prospa's Small Business Loan, Business Loan Plus and Line of Credit, laid out for brokers: loan sizes, trading and turnover criteria, security, fees and documents.

Rates are up, SMEs are moving to non-banks, demand is rising and credit stress is building. Here's what the latest data says and how to work deals in this market.

When the ATO reports tax debt to credit bureaus, what it costs the business, why directors become liable, and how to prepare a deal before you approach a lender.

What non-bank lenders are, how they're regulated and funded, and how they fit alongside the banks when you're placing an SME deal.

Security, speed, documents, pricing and regulation: the real differences between bank and non-bank business loans, and how to explain them to a client.

Both let a business draw funds up to a limit and pay interest on what it uses. Here's where they differ, and the questions to ask before choosing one.

Time in business, turnover, credit history, ATO debt, industry and existing debt: the criteria SME lenders check, and what each one tells them.

Referral partners, repeat clients, a clear niche and a reputation for fast, honest answers: the habits that grow a commercial broking book.