Non-bank SME lender
BiiGGA
BiiGGA is a non-bank lender offering term loans to Australian small and medium businesses. Check whether BiiGGA fits your client's scenario before you call.
Products
Term loan
Lender overview
BiiGGA working capital for small business
About BiiGGA
BiiGGA is a Brisbane-based working capital lender for Australian small businesses, backed by Attvest. Brokers are its main growth channel.
How BiiGGA lends
BiiGGA assesses businesses on their real trading data rather than relying on a credit score alone. Its working capital facilities can have fixed daily or weekly repayments, or variable repayments linked to a percentage of daily takings, so they move with trading conditions.
BiiGGA products
Business Term Advance: working capital repaid over a set term.
Merchant Cash Advance: repaid as a share of daily takings.
Business line of credit: an approved limit the business can draw on and repay as needed, paying only for what it uses. It can suit uneven cash flow, seasonal stock or short-term gaps.
Working with BiiGGA as a broker
Brokers can get accredited with BiiGGA directly or write deals under an existing aggregator accreditation, with the same products, pricing, BDMs and scenario teams either way. Brokers submit and track deals in BiiGGA's broker portal, and are supported by state-based BDMs.
What your client will usually need
Active ABN
Business bank statements or trading data
Is BiiGGA the right fit for your client?
Loan amounts, terms, minimum trading history and turnover change over time, and every lender sets its own policy on credit, industry and security. Enter your client's scenario in Visro to see whether BiiGGA fits today and how it compares with the rest of the panel. Lenders can't pay to rank, so results reflect policy alone.
BiiGGA FAQs
Who backs BiiGGA?
BiiGGA is backed by Attvest.
Does BiiGGA work with brokers?
Yes. Brokers accredit directly or via their aggregator and use its broker portal.
Does BiiGGA offer variable repayments?
Yes. Some facilities have repayments linked to a percentage of daily takings.
Does BiiGGA offer a line of credit?
Yes. It added a line of credit in 2026.
Similar lenders on Visro
Capify, Lumi, Velociti Capital
Sources
Information on this page is general, is based on BiiGGA's public materials and industry news, and was last reviewed in November 2026. It may change. Always confirm current products and terms with BiiGGA.
The answers, already written down
What you’ll see about this lender.
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Lender names, logos and trade marks belong to their respective owners and are used only to identify the lender. Inclusion on Visro does not mean a lender endorses Visro or has a commercial relationship with us. Product information is general, may change, and is not an offer or recommendation of credit. Always confirm details with the lender. Visro does not provide credit assistance or financial advice.