Non-bank SME lender
LendMiGo
LendMiGo is a non-bank lender offering term loans to Australian small and medium businesses. Check whether LendMiGo fits your client's scenario before you call.
Products
Term loan
Line of credit
Lender overview
LendMiGo business loans and bridging finance
About Lendmigo
Lendmigo is an Australian business lender with the tagline "The Lender That Listens". It lends to small and medium businesses and describes transparency as its core value.
How Lendmigo lends
Lendmigo uses its own underwriting technology to assess a business holistically, combining data with a personal understanding of the business. It gives a conditional approval before any credit check, offers secured and unsecured options, and says it doesn't charge application or assessment fees. Lendmigo also offers discounts for early repayment.
Lendmigo products
Business loans: secured and unsecured funding for working capital and growth.
Working with Lendmigo as a broker
Lendmigo has a dedicated partner channel for brokers. It says it respects broker-client relationships, engaging with the client before settlement only at the broker's direction, and runs serviceability assessments and conditional approvals before any credit check. Brokers can submit deals by email to its submissions team, and Lendmigo says it pays commission on funded loans.
What your client will usually need
Active ABN or ACN
Business bank statements
Proof of identity
Applicant who is an Australian citizen or permanent resident
Is Lendmigo the right fit for your client?
Loan amounts, terms, minimum trading history and turnover change over time, and every lender sets its own policy on credit, industry and security. Enter your client's scenario in Visro to see whether Lendmigo fits today and how it compares with the rest of the panel. Lenders can't pay to rank, so results reflect policy alone.
Lendmigo FAQs
Does Lendmigo run an upfront credit check?
No. Lendmigo gives a conditional approval before any credit check.
Does Lendmigo work with brokers?
Yes. It has a partner channel and only engages with clients pre-settlement at the broker's direction.
Does Lendmigo offer secured loans?
Yes. It offers both secured and unsecured options.
Can clients repay early?
Yes. Lendmigo says it offers discounts for early repayment rather than penalties.
Similar lenders on Visro
Bizcap, Velociti Capital, Funds Now
Sources
Information on this page is general, is based on Lendmigo's public materials and industry news, and was last reviewed in November 2026. It may change. Always confirm current products and terms with Lendmigo.
The answers, already written down
What you’ll see about this lender.
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Lender names, logos and trade marks belong to their respective owners and are used only to identify the lender. Inclusion on Visro does not mean a lender endorses Visro or has a commercial relationship with us. Product information is general, may change, and is not an offer or recommendation of credit. Always confirm details with the lender. Visro does not provide credit assistance or financial advice.