Non-bank SME lender

Funds Now

Funds Now is a non-bank lender offering term loans to Australian small and medium businesses. Check whether Funds Now fits your client's scenario before you call.

Products

Term loan

Lender overview

Funds Now secured and unsecured business loans

About Funds Now

Funds Now is an Australian business lender based in Norwest, NSW. It provides secured and unsecured business loans for working capital, with a focus on simple applications and customer service.

How Funds Now lends

Funds Now offers low-documentation lending, keeping paperwork and business plans to a minimum. Its loans are short-term with flexible weekly repayments, and assessment is based on business bank statements.

Funds Now products

  • Secured and unsecured business loans: short-term loans for working capital and growth.

Working with Funds Now as a broker

Funds Now partners with brokers who want to diversify their lending panel and help clients where traditional lenders may fall short. Brokers register through its partner page, and Funds Now says partners earn commission on funded deals.

What your client will usually need

  • Active ABN

  • Business bank statements

  • Photo ID for each applicant or owner

Is Funds Now the right fit for your client?

Loan amounts, terms, minimum trading history and turnover change over time, and every lender sets its own policy on credit, industry and security. Enter your client's scenario in Visro to see whether Funds Now fits today and how it compares with the rest of the panel. Lenders can't pay to rank, so results reflect policy alone.

Funds Now FAQs

Is Funds Now a bank?
No. Funds Now is a non-bank business lender.

Does Funds Now work with brokers?
Yes, through its partner program.

Does Funds Now offer secured loans?
Yes. It offers both secured and unsecured business loans.

Similar lenders on Visro

TruCap, Capify, Lendmigo

Sources

Information on this page is general, is based on Funds Now's public materials and industry news, and was last reviewed in November 2026. It may change. Always confirm current products and terms with Funds Now.

The answers, already written down

What you’ll see about this lender.

Match strength

Strong, moderate or potential, so you know where to start.

Lender result showing match strength as strong, moderate or potential

Indicative funding

How much each lender is likely to consider for this deal.

Lender result showing the indicative funding amount for a deal

Indicative rates

A realistic idea of pricing before you pick up the phone.

Lender result showing an indicative interest rate range

Commission

What each lender pays, so you know what the deal is worth to you.

Lender result showing the broker commission a lender pays

Funding time

How quickly each lender typically funds, for clients who need it now.

Lender result showing how quickly a lender typically funds

The why behind every no

The exact policy rule that rules a lender out, so you move on fast.

Lender result showing the policy rule that rules a lender out

Got a deal on your desk?

Run it through Visro and see which lenders on the panel fit, before you make a single call.

Lender names, logos and trade marks belong to their respective owners and are used only to identify the lender. Inclusion on Visro does not mean a lender endorses Visro or has a commercial relationship with us. Product information is general, may change, and is not an offer or recommendation of credit. Always confirm details with the lender. Visro does not provide credit assistance or financial advice.