Non-bank SME lender
Finstro
Finstro is a non-bank lender offering term loans and lines of credit to Australian small and medium businesses. Check whether Finstro fits your client's scenario before you call.
Products
Term loan
Line of credit
Lender overview
Finstro trade credit and business finance
About Finstro
Finstro is an Australian B2B trade credit and payments provider. Its business model was developed in 2012 and it launched in Australia in 2014, and it also has an office in Manila. Finstro Holdings Pty Ltd operates the business.
How Finstro lends
Finstro provides working capital, debtor finance and trade credit. Businesses can pay suppliers on flexible terms, and suppliers can extend Finstro's payment terms to their own customers. It has a particular focus on industries such as wholesale, retail, hospitality, transport and construction.
Finstro products
FINSTROLoan: a flexible business line of credit for working capital and capital assets.
FINSTROPay: business credit and payments through a Finstro Mastercard, digital wallet, app and web portal.
FINSTROTrade: managed trade terms and customer credit limits for suppliers and marketplaces.
Working with Finstro as a broker
Finstro's public site focuses on direct customers and suppliers rather than a published broker program. Contact Finstro directly about broker or referral arrangements.
What your client will usually need
Active ABN
Online application through Finstro's website or app
Is Finstro the right fit for your client?
Loan amounts, terms, minimum trading history and turnover change over time, and every lender sets its own policy on credit, industry and security. Enter your client's scenario in Visro to see whether Finstro fits today and how it compares with the rest of the panel. Lenders can't pay to rank, so results reflect policy alone.
Finstro FAQs
Is Finstro a lender or a payments company?
Both. Finstro provides trade credit and payment tools alongside its business line of credit.
Does Finstro offer a line of credit?
Yes, through FINSTROLoan.
When did Finstro launch?
Finstro launched in Australia in 2014.
Similar lenders on Visro
Sources
Information on this page is general, is based on Finstro's public materials and industry news, and was last reviewed in November 2026. It may change. Always confirm current products and terms with Finstro.
The answers, already written down
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Lender names, logos and trade marks belong to their respective owners and are used only to identify the lender. Inclusion on Visro does not mean a lender endorses Visro or has a commercial relationship with us. Product information is general, may change, and is not an offer or recommendation of credit. Always confirm details with the lender. Visro does not provide credit assistance or financial advice.