Non-bank SME lender
FinanceOne
FinanceOne is a non-bank lender offering term loans to Australian small and medium businesses. Check whether FinanceOne fits your client's scenario before you call.
Products
Term loan
Lender overview
FinanceOne cash flow loans for small business
About Finance One
Finance One is an Australian-owned lender that has been lending since 2010, with offices in Townsville and Brisbane. Its commercial arm, Finance One Commercial, lends to small and medium businesses alongside the group's personal, vehicle and home lending.
How Finance One lends
Finance One describes its approach as solution-based, taking the time to understand each borrower's circumstances, including clients who don't tick every traditional box. It accepts applications directly and through accredited brokers, and supports electronic documents.
Finance One products
Commercial Advantage Loans: Finance One's business loans, including unsecured cash flow lending.
Vehicle and equipment finance: business cars, utes, trucks, trailers and equipment.
Working with Finance One as a broker
Finance One accredits brokers and works with them through its PRIME broker portal, where applications and documents are uploaded. Accredited brokers have a dedicated business development team, a direct broker support line and a lending team, and Finance One says broker commissions are available.
What your client will usually need
Active ABN
Supporting documents, uploaded through the PRIME broker portal
Is Finance One the right fit for your client?
Loan amounts, terms, minimum trading history and turnover change over time, and every lender sets its own policy on credit, industry and security. Enter your client's scenario in Visro to see whether Finance One fits today and how it compares with the rest of the panel. Lenders can't pay to rank, so results reflect policy alone.
Finance One FAQs
Is Finance One a bank?
No. Finance One is an Australian-owned non-bank lender.
Does Finance One work with brokers?
Yes. Brokers get accredited and submit through the PRIME portal.
What business finance does Finance One offer?
Commercial Advantage Loans, including cash flow lending, plus vehicle and equipment finance.
Does Finance One also lend to consumers?
Yes. Alongside its commercial arm, it offers personal, vehicle and home loans.
Similar lenders on Visro
Sources
Information on this page is general, is based on Finance One's public materials and industry news, and was last reviewed in November 2026. It may change. Always confirm current products and terms with Finance One.
The answers, already written down
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Lender names, logos and trade marks belong to their respective owners and are used only to identify the lender. Inclusion on Visro does not mean a lender endorses Visro or has a commercial relationship with us. Product information is general, may change, and is not an offer or recommendation of credit. Always confirm details with the lender. Visro does not provide credit assistance or financial advice.