Non-bank SME lender

SimplyFunded

SimplyFunded is a non-bank lender offering term loans to Australian small and medium businesses. Check whether SimplyFunded fits your client's scenario before you call.

Products

Term loan

Lender overview

SimplyFunded unsecured business loans

About SimplyFunded

SimplyFunded is an Australian direct lender and a trading name of Morley Capital Australia. It lends to small and medium businesses, including sole traders and companies, for business purposes only.

How SimplyFunded lends

SimplyFunded provides unsecured loans with no property security required. It assesses applications on the business's trading history and revenue rather than a single score, and considers why the funding is needed.

SimplyFunded products

  • Unsecured business loans: funding for cash flow, stock, wages, suppliers, tax and growth.

Working with SimplyFunded as a broker

Brokers register their brokerage through SimplyFunded's broker signup, and its partnerships team verifies details and completes onboarding. Australian brokerages need a valid ABN and appropriate industry accreditation. SimplyFunded says it pays trailing commission on funded loans and gives each partner a dedicated partnerships manager.

What your client will usually need

  • Active ABN or ACN

  • Business name, time trading and approximate monthly revenue

  • Amount requested and intended use of funds

Is SimplyFunded the right fit for your client?

Loan amounts, terms, minimum trading history and turnover change over time, and every lender sets its own policy on credit, industry and security. Enter your client's scenario in Visro to see whether SimplyFunded fits today and how it compares with the rest of the panel. Lenders can't pay to rank, so results reflect policy alone.

SimplyFunded FAQs

Who is behind SimplyFunded?
SimplyFunded is a trading name of Morley Capital Australia.

Does SimplyFunded work with brokers?
Yes. Brokerages register through its broker signup and get a dedicated partnerships manager.

Does SimplyFunded pay trail commission?
Yes. It says it pays trailing commission on funded loans, with rates discussed during onboarding.

Does SimplyFunded need property security?
No. Its loans are unsecured.

Similar lenders on Visro

TruCap, Funds Now, Capify

Sources

Information on this page is general, is based on SimplyFunded's public materials and industry news, and was last reviewed in November 2026. It may change. Always confirm current products and terms with SimplyFunded.

The answers, already written down

What you’ll see about this lender.

Match strength

Strong, moderate or potential, so you know where to start.

Lender result showing match strength as strong, moderate or potential

Indicative funding

How much each lender is likely to consider for this deal.

Lender result showing the indicative funding amount for a deal

Indicative rates

A realistic idea of pricing before you pick up the phone.

Lender result showing an indicative interest rate range

Commission

What each lender pays, so you know what the deal is worth to you.

Lender result showing the broker commission a lender pays

Funding time

How quickly each lender typically funds, for clients who need it now.

Lender result showing how quickly a lender typically funds

The why behind every no

The exact policy rule that rules a lender out, so you move on fast.

Lender result showing the policy rule that rules a lender out

Got a deal on your desk?

Run it through Visro and see which lenders on the panel fit, before you make a single call.

Lender names, logos and trade marks belong to their respective owners and are used only to identify the lender. Inclusion on Visro does not mean a lender endorses Visro or has a commercial relationship with us. Product information is general, may change, and is not an offer or recommendation of credit. Always confirm details with the lender. Visro does not provide credit assistance or financial advice.